A regulated offshore bank in Dubai. Built for clients who live and hold assets across borders.

International digital-asset holders seeking a regulated offshore fiat on-ramp and off-ramp

Offshore companies and international businesses trading with or holding assets in the UAE and GCC

International clients who want a common-law offshore banking relationship without a Cayman, BVI, or Jersey structure

Non-resident multi-currency accounts in AED, USD, EUR, and GBP, opened remotely under GHB's planned offshore DIFC/ADGM licence.

Offshore deposits with the same transparent rate structure as GHB's onshore savings products, subject to offshore-perimeter terms.

Offshore lending - overdrafts, term loans, and crypto-collateralised credit lines - priced and documented under the offshore entity's common-law framework.

Offshore custody for digital assets, with multi-signature or MPC security and segregation from GHB's own assets.

Cross-border crypto services - fiat-to-crypto and crypto-to-fiat conversion, stablecoin settlement, and whitelisted external wallet transfers.

Flat AED 15 international transfers and multi-currency receiving details, subject to offshore account terms.

Individual applicants must be non-UAE tax residents with traceable financial assets of at least AED 1 million for offshore individual accounts under the CBUAE's offshore financial account framework.

Corporate applicants must be registered in an offshore-qualifying free zone (JAFZA, DIFC, DMCC) or be a non-UAE entity with at least one year of existence and a clean global compliance record.

All applicants must complete enhanced due diligence, including source-of-wealth and source-of-funds verification.

It is not a CRS-exempt secrecy vehicle. The UAE has participated in Common Reporting Standard automatic exchange since 2018 and now reports to over 100 treaty partners; DIFC, ADGM, and onshore accounts are all reportable if you remain tax-resident abroad. US persons remain subject to FATCA, FBAR, and Form 8938 obligations regardless of where their UAE account sits. Offshore banking at GHB means common-law regulation, English-language contracts, and a DFSA or FSRA regulator - not tax evasion or reporting avoidance.

Upload your passport, proof of non-UAE tax residence, proof of address, and source-of-wealth documentation.

For corporate applicants: certificate of incorporation, constitutional documents, UBO register, and good-standing evidence. Non-English documents require certified translation and, where applicable, apostille.

Complete video verification across time zones.

Pre-approval typically completes in 3–10 business days for individual applicants and 15–30 business days for corporate applicants, with high-risk sectors extending to 60 business days.

Activate your offshore multi-currency accounts and virtual card upon final approval.

A dedicated offshore client support team, available 24/7 across time zones. In-app chat, an international phone line, and email. Relationship managers for offshore Private and Corporate clients, available virtually or in person at GHB Experience Centres in Dubai.

(Linked from the website footer and the About page)