Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 01EIBOR + 3.5% to 6.0% indicative
FEATURE HIGHLIGHTS · 03Crypto-backed working capital
PRODUCT OVERVIEW
Business Financing
Explore the full product and service specifications below.
PRODUCTS & SERVICES
Every feature. Every detail.
All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.
01
GHB BANKING SOLUTIONS
Digital overdraft
A revolving credit line linked to your GHB business account cash flow, approved via transaction-data analysis. Indicative pricing: CBUAE EIBOR + 3.5% to 6.0%, depending on risk tier. Available to onshore clients with a minimum of six months of GHB account activity and verified trading history. Offshore clients are served under the offshore entity's credit policy and pricing framework.
02
GHB BANKING SOLUTIONS
Invoice financing
Sell unpaid invoices to GHB at a discount. Funds credited within 24 hours. Target discount rate: 1.5% to 2.5% per month, depending on debtor quality and tenor. International businesses can finance receivables denominated in AED, USD, EUR, and GBP directly through GHB's offshore factoring entity, without establishing a separate local factoring relationship.
03
GHB BANKING SOLUTIONS
Supply chain finance
GHB will act as the financier for anchor buyers, allowing suppliers to receive early payment against approved receivables. Designed for global trading and manufacturing ecosystems where supplier liquidity is a competitive advantage. International suppliers can participate without a UAE entity, provided the anchor buyer is a GHB client under either perimeter.
04
GHB BANKING SOLUTIONS
Crypto-backed business credit
Working capital lines secured by corporate stablecoin or crypto holdings. Structured under VARA lending rules with appropriate haircuts, margin-call triggers, and segregation of collateral. For international businesses holding digital assets on the balance sheet, GHB's offshore lending entity unlocks liquidity without a forced sale and without routing through a third-party offshore lender.
Rates, eligibility, coverage and service availability are subject to authorisation and the relevant product terms. Refer to Legal & Regulatory Information for important details.
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