Business Accounts - GHB will serve UAE-incorporated businesses through its planned onshore CBUAE-licensed perimeter and international businesses through its offshore DIFC/ADGM perimeter. UAE busin…
Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 01Starter: free for 6 months, then AED 49
FEATURE HIGHLIGHTS · 02Growth: AED 99 monthly
FEATURE HIGHLIGHTS · 03Corporate: AED 199 monthly
PRODUCT OVERVIEW
Business Accounts
GHB will serve UAE-incorporated businesses through its planned onshore CBUAE-licensed perimeter and international businesses through its offshore DIFC/ADGM perimeter. UAE businesses will open onshore accounts with a trade licence and local incorporation documents. International businesses will open offshore accounts with their certificate of incorporation, constitutional documents, UBO register, and source-of-funds evidence - without needing a UAE free zone company, a local shareholder, or a separate offshore structure in another jurisdiction.
PRODUCTS & SERVICES
Every feature. Every detail.
All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.
01
GHB BANKING SOLUTIONS
GHB Business Global Starter
For startups, freelancers, and early-stage SMEs operating across borders. Zero monthly fee for the first six months, then AED 49 per month. AED, USD, EUR, and GBP receiving accounts. Free WPS salary processing for UAE-based employees. Instant virtual debit cards. 10 free local UAE transfers per month for onshore clients. Crypto payment acceptance enabled from day one. Available onshore to UAE-incorporated companies and offshore to companies incorporated in supported jurisdictions with verified beneficial ownership.
02
GHB BANKING SOLUTIONS
GHB Business Global Growth
For growing SMEs with multi-market operations. Everything in Starter, plus overdraft eligibility, bulk payment files, API access for ERP integration, and preferential FX rates. Monthly fee: AED 99. No minimum balance. No fall-below fee. International companies can hold balances in multiple currencies under the offshore perimeter without maintaining local accounts in each market.
03
GHB BANKING SOLUTIONS
GHB Business Global Corporate
For larger trading and service companies with complex cross-border treasuries. Multi-user access with approval workflows. Liquidity sweeping across fiat and stablecoin balances. Dedicated digital relationship manager. Trade finance pre-qualification. Monthly fee: AED 199. Designed for companies that operate globally and want a regulated offshore banking relationship in Dubai - common-law governance, DFSA or FSRA supervision, and English-language contracts - without establishing a separate offshore entity in a distant jurisdiction.
04
GHB BANKING SOLUTIONS
Crypto in your business account
Accept crypto payments and settle automatically into AED or hold a portion in regulated stablecoins for operational liquidity. GHB business accounts treat digital assets as a first-class treasury instrument, not an afterthought. Onshore and offshore businesses can use GHB to bridge fiat and crypto cash flows within a single regulated banking relationship.
Rates, eligibility, coverage and service availability are subject to authorisation and the relevant product terms. Refer to Legal & Regulatory Information for important details.
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