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Personal Banking / BANKING SOLUTIONS

Move money globally. Onshore or offshore.

Transfers & Payments - GHB will be built for cross-border finance. Whether you bank onshore in the UAE or offshore through GHB's DIFC/ADGM entity, you can move funds between countries, currencies, an…

Rates & fees
GHBGulf Horizon Bank
Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 01AED 15 international transfers
FEATURE HIGHLIGHTS · 020.5% or less targeted FX margin
FEATURE HIGHLIGHTS · 03AED · USD · EUR · GBP · stablecoin corridors
PRODUCT OVERVIEW

Transfers & Payments

GHB will be built for cross-border finance. Whether you bank onshore in the UAE or offshore through GHB's DIFC/ADGM entity, you can move funds between countries, currencies, and asset classes through a single regulated platform - without maintaining separate banking relationships in every market.

PRODUCTS & SERVICES

Every feature. Every detail.

All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.

01
GHB BANKING SOLUTIONS

Local transfers (UAE)

Free via the GHB app for all onshore account tiers. Instant settlement through Aani and UAEFTS. IPI, FTS, and standing orders supported. No hidden channel fees. Offshore clients can transfer to UAE beneficiaries via SWIFT or eligible corridor rails.

02
GHB BANKING SOLUTIONS

International transfers

A flat AED 15 per transfer across all corridors, regardless of destination. Transparent FX margin targeted at 0.5% or less over mid-market. No correspondent-bank surcharges passed to you. Available under both perimeters.

03
GHB BANKING SOLUTIONS

Multi-currency receiving accounts

Receive funds like a local in AED, USD, EUR, and GBP through dedicated virtual account details. Ideal for internationally operating freelancers, remote teams, and businesses earning in multiple currencies without opening local entities in each market. Onshore clients will receive UAE local rails; offshore clients receive multi-currency account details under GHB's DIFC/ADGM entity.

04
GHB BANKING SOLUTIONS

Crypto-to-fiat and fiat-to-crypto transfers

Native in-app conversion between AED and supported virtual assets: BTC, ETH, USDT, USDC, and AED-backed stablecoins. Transfers to external regulated exchanges and self-custody wallets supported via whitelisted addresses. Clients can move between fiat and digital assets without leaving the GHB platform.

05
GHB BANKING SOLUTIONS

Stablecoin remittances

Send AED-backed or USD-pegged stablecoins cross-border for near-instant settlement at a fraction of the cost of a traditional wire. GHB's stablecoin rails are built for the global remittance corridors that traditional banks price expensively and settle slowly.

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