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Personal Banking / BANKING SOLUTIONS

Spend globally. Settle in whichever balance you choose.

Cards & Everyday Spending - GHB cards are designed to work wherever Visa and Mastercard are accepted, and they are designed to be among the first cards in the market to spend natively from both a fiat wal…

Rates & fees
GHBGulf Horizon Bank
Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 012% domestic cashback · 4% crypto merchant categories
FEATURE HIGHLIGHTS · 0212% travel cashback target
FEATURE HIGHLIGHTS · 03Horizon Debit · Cashback · Travel · Metal
PRODUCT OVERVIEW

Cards & Everyday Spending

GHB cards are designed to work wherever Visa and Mastercard are accepted, and they are designed to be among the first cards in the market to spend natively from both a fiat wallet and a designated crypto or stablecoin balance. Onshore and offshore clients will receive the same card programme, with settlement and billing handled under the applicable perimeter.

PRODUCTS & SERVICES

Every feature. Every detail.

All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.

01
GHB BANKING SOLUTIONS

GHB Horizon Debit

A Visa and Mastercard debit card with zero FX markup on international spend. At the point of sale, if your fiat balance is insufficient, GHB will be designed to automatically convert from your stablecoin balance at the prevailing rate. Real-time spend categorisation in the GHB app. Single-use virtual card numbers for online transactions. Freeze and unfreeze instantly with biometric authentication.

02
GHB BANKING SOLUTIONS

GHB Cashback Credit

Flat 2% cashback on all domestic spend in your country of residence. 4% on crypto-related merchant categories, including exchanges and custody providers. No annual fee. Rotating 10% cashback categories with selected global partners each quarter.

03
GHB BANKING SOLUTIONS

GHB Travel Credit

No foreign transaction fees. Complimentary airport lounge access. 12% cashback on flight and hotel bookings. Travel insurance included. Built for internationally mobile clients who spend across borders, currencies, and time zones.

04
GHB BANKING SOLUTIONS

GHB Metal (Invite-Only)

For Global Private clients. Metal form factor. Concierge access. Elevated crypto conversion limits. A card that matches the portfolio behind it, wherever that portfolio is managed from.

A wider horizon starts here.

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